CREDIT ASSESSMENT
Analyze Your Portfolio to Optimize Returns
Smith’s Research & Gradings is a leading research company founded by Terence Smith in 1992. We specialize in providing independent, third-party credit analytics and have gained a reputation for predicting significant trends and spotlighting controversial subjects before they come to light elsewhere.
Smith’s Research & Gradings, offers a comprehensive credit analysis for sovereign, sub-sovereign, and corporate credit risks. With three key components – default probability, recovery gradings, and event risk – our work has become an indispensable part of Wall Street and the world’s capital markets.
Why You Can Trust Us
REASON 1
Proven Track Record and Predictive Analytics: Smith’s Research & Gradings helps people with important responsibilities understand what is happening close and far away so that they can take advantage of good opportunities and plan to avoid the things that can go wrong. Smith’s has done this for a long time and we are very good at quickly understanding and describing the importance of many things at one time to many people.
REASON 2
Independence and Third-Party Objectivity: Fundamentally, objective analytics based on consistently applied principles produce information that is unclouded by the goals and interests of any group or entity. Smith’s Research & Gradings has used principles based analytics for over 30 years with a gradings credit default avoidance ratio that exceeds expectations. While a number of organizations provide financial guidance, Smith’s has provided a distinct product which is unparalleled.
REASON 3
Industry Recognition and Market Integration: For over 30 years, Smith’s has observed, tracked, and applied principles-based analytics to critical infrastructure components and many matters of interet around the world to equip investors, sovereign governments, and subject matter experts with information for decision making. Smith’s analytics have proven consistently on point in advance of the unfolding of events, opportunities and risks across multiple sectors.
More To Consider - Smith’s Gradings...
Smith’s private Grading scale provides a comprehensive and unified credit comparison that is consistently applied for all securities — from supranational organizations and sovereign risk gradings to sub-sovereign municipal entities and corporate credit analytics.
Smith’s Credit Grading System has three components: 1) long-term ability to make timely debt service payments; 2) recovery/residual value; 3) event risk. The application of Smith’s Credit Gradings will provide you with new levels of confidence in your portfolio.
The application of Smith’s Credit Gradings will provide you with new levels of confidence in your investment process. Smith’s approach enhances decision-making and real-time awareness for events as slow moving as droughts and as fast moving as terrorist attacks.
Repayment Gradings
The likelihood of repayment of a debt begins with the location of the borrower, which can directly impact its ability and willingness to make payments.
The nature and durability of the underlying revenues associated with structured financings and revenue bonds is based on a wide range information that is gathered in intricately detailed interrogations of complex databases. What’s more, Smith’s Gradings reflect assessments of absolute levels of default risk, rather than relative financial strength ratings.
Think of Smith’s Gradings as providing you with a bridge to safety based on the absolute high water mark rather than on, say, the median water level over the past three years.
Recovery Gradings
If a bond does default, then Smith’s Recovery Gradings provide investors with an assessment of the recoveries based on the intrinsic worth of the assets as well as rights and remedies in the bond documents.
Smith’s Recovery Gradings range from full recovery to nothing so you can look to see if your investment might provide you with a cushion if it falls from grace.
Event Risk Gradings
Event Risks are factors that can be present but may be episodic in frequency and indeterminate in duration. Political, Bankruptcy, Earthquakes, Floods, Hurricanes and other events can impact the repayment and recovery associated with any investment.
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MORE SMITH'S TOOLS
CYBER GRADINGS
Our comprehensive cyber grading services assess the potential cybersecurity risks and vulnerabilities associated with specific investment projects, providing crucial insights in today’s rapidly evolving digital landscape to safeguard investments.
MAP SERVICES
Smith’s Sentinel System of Space-Based Surveillance offers advanced geospatial programs with premium satellite feeds such as Zoom.earth.us, Earthexplorer, EOS.com, and Maxar.com – a unique solution to address a range of risk-related tasks.
DRONE SERVICES
Our drone surveillance services, Horizon Drones can enhance investor expertise by providing aerial insights and real-time data on various investment opportunities and help gain a comprehensive understanding of market dynamics to make more informed investment decisions.
